Qualify in minutes
Upload the statements and get a fundable-or-not read fast — true revenue, existing positions, and cash-flow flags surfaced up front, instead of an afternoon of reading line by line.
For brokers
MCA underwriting for brokers: know which deals are worth shopping
Chasing a merchant who's already stacked three deep — or whose deposits are mostly transfers — burns your time and your relationships with funders. MetrikData reads the statements first, so you walk into every deal knowing the true revenue, the existing positions, and the cash-flow red flags before you pitch a single funder.
- Qualify a merchant in minutes, not a day of scrolling
- See stacking and real revenue before you pitch
- Shop a deal to the funders whose box it fits
- Stop wasting hours on deals that were never fundable
The problem
The deals that waste your time look fine at first
A merchant sends over three months of statements and strong-looking deposits. You spend an afternoon packaging the file, send it around, and the answers come back the same: already stacked, revenue is mostly transfers, too many negative days. The deal was never fundable — but you only found that out after the work was done and a few funders had already passed.
The faster you can tell a fundable merchant from one that just looks good, the more of your time goes to deals that close. MetrikData reads the statements the way a funder will: it strips transfers and advance proceeds out of revenue, surfaces the positions already pulling daily, and flags the cash-flow trouble. You qualify the merchant up front, then shop only the deals worth a funder’s time — and yours. MetrikData surfaces the picture; what you pitch and to whom stays your call.
What you get
Built to help you shop smarter
Everything below comes from the merchant's own statements, and every number links back to the transactions behind it — so you can qualify a deal with confidence and back it up when a funder asks.
See the stacking up front
Existing MCA positions and recurring funder debits are surfaced with an estimate of daily debt service, so an over-stacked merchant never makes it into your pipeline by surprise.
Revenue funders trust
True external revenue strips out transfers and advance proceeds, so you pitch on the number a funder will actually underwrite to — not an inflated gross deposit figure.
Match deals to the right funder
With true revenue, stacking, and cash-flow signals in hand, you can shop a deal to the funders whose box it fits instead of papering everyone and wearing out your welcome.
Hand over a clean packet
Export a tidy PDF or CSV of the underwriting picture to send with the deal, so the funder sees the evidence at a glance and you look like a broker who does the homework.
Spot a doctored statement
MetrikData flags signs a statement may have been altered, so a problem file gets caught on your desk — not after you've sent it to a funder and put your name on it.
How it works
From statements to a deal you can shop
Upload the merchant's statements
Drop in the bank-statement PDFs — text-based or scanned, from any major US bank. MetrikData reads every transaction and daily balance and lets you correct anything before you analyze.
Qualify the merchant
See true revenue, existing positions, negative-balance and NSF days, and any authenticity flags — each number backed by the transactions behind it — and decide whether the deal is worth shopping.
Shop it to the right funders
Export a clean PDF or CSV and send it with the deal to the funders whose box it fits. The funder runs their own underwriting — you just brought them a deal that's easy to say yes to.
FAQ
Common questions
Does MetrikData decide which deals to pitch?
No. MetrikData surfaces the stacking, revenue, and cash-flow picture from a merchant's statements so you can judge a deal yourself. It does not approve, decline, or score deals and is not a decision engine — the call on what to shop, and to which funder, stays with you.
How fast can I qualify a merchant?
Upload the statements and MetrikData reads every transaction and daily balance in minutes, then surfaces true revenue, existing positions, and cash-flow flags. You get a fundable-or-not read up front instead of scrolling statements by hand.
Can I match a merchant to the right funder?
MetrikData gives you the numbers funders underwrite to — true external revenue, existing stacking, NSF and negative-balance days — so you can shop a deal to the funders whose box it actually fits, instead of papering every funder and burning goodwill.
Which banks does it support?
MetrikData reads PDF bank statements from every major US bank — Chase, Bank of America, Wells Fargo, and many more — plus regional and community banks. Text-based statements parse most accurately, and scanned statements are read via OCR.
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Spend your time on the deals that close
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