Spot stacked positions
before funding
MetrikData is bank statement analysis software for merchant cash advance underwriting — upload statements, get MCA stacking detection, true repayment burden, and clean underwriting reports from one workspace.
Drop a statement, see the picture
A PDF goes in. Positions, burden, and risk come out — every figure tied to the rows behind it.
Upload the statement
Drop a PDF from any major US bank. Read directly from the statement — no screenshots, no manual entry.
Parse & tag every row
Each transaction is normalized and labeled — deposits, MCA debits, loan payments, transfers, fees.
See the risk picture
Positions, burden, net flow, and liquidity surface as one picture — each number tied to its source rows.
Catch altered statements
before they reach underwriting
Every PDF is read directly and checked against four tamper signals — so a doctored balance or a re-saved file doesn't slip through. Learn how bank statement verification works.
Explain pressure without hiding the evidence
Every metric stays tied to the transactions behind it.
See the risk before you read the report
Every position, burden, and cash-flow flag — rolled into one risk summary at the top of the report.
- Risk level and score from the same data, surfaced first
- Stacking, burden, cash flow, and NSF as at-a-glance signals
- Authenticity check flags edited or photoshopped statements
- Every figure still links to the transactions behind it
One statement, fully read
A 31-day statement through the engine — positions found, typed by payment cadence, burden measured against cleaned revenue. Sample data, modeled on real detection patterns.
Run your first merchant free
Sign up in seconds. Your first 10 credits are free — no credit card required.
- Upload statements and see the picture in minutes
- Every position, burden, and NSF flag detected
- Reviewable formulas with audit-ready context