Pre-screen for stacking
Spot existing MCA positions and recurring funder withdrawals before you submit, with an estimate of the daily and weekly debt service already on the merchant. Know the stacking story before the funder asks.
For ISOs & brokers
Submit cleaner deals and close more of them
Every deal a funder declines is time you don’t get back. MetrikData reads a merchant’s bank statements before you submit — surfacing stacking, true revenue, and cash-flow red flags — so you only send deals worth a funder’s time and arrive looking like you already did the homework.
- Pre-qualify merchants in minutes, not days
- Catch stacking and weak cash flow before you submit
- Hand funders a clean, evidence-backed packet
- Look credible to the partners you want more deals from
The problem
Bad submissions cost you more than a decline
As an ISO, your reputation with funders is your pipeline. Send a stack of half-baked files — merchants already carrying three advances, deposits inflated by transfers, statements that don’t hold up — and your approval rate drops, your turnaround slows, and the funders you rely on start moving your deals to the bottom of the queue. The deal that gets declined still cost you the hours you spent sourcing and packaging it.
MetrikData gives you a funder’s-eye view of the merchant before you ever hit submit. You see what underwriting will see: the real external revenue behind the deposits, the existing positions eating into daily cash flow, the negative-balance and NSF days, and any signal that a statement may have been altered. You walk into the submission already knowing the answer to the hard questions — and the funder sees an ISO who sends clean, fundable deals.
What you get
Built to make your submissions land
Everything below comes from the merchant’s own statements, and every number links back to the transactions behind it — so you can stand behind what you send.
True revenue, not gross deposits
Separate real external revenue from transfers and non-revenue credits, so an inflated top line never sets you up for a decline. Qualify on the number funders actually underwrite to.
Catch cash-flow trouble early
See negative-balance days and NSF activity up front. Weak months and overdraft patterns are the fastest path to a decline — find them before you spend hours packaging the deal.
Flag questionable statements
MetrikData surfaces signals that a statement may have been altered and flags them for your review. Catch a problem file before it reaches a funder and protects your standing.
Send a clean packet
Export a tidy PDF or CSV of the underwriting picture to send alongside the deal. Give the funder the evidence in a form they can read at a glance instead of a raw stack of statements.
Seats for your whole desk
Add your reps and processors with roles that fit how your desk runs. Everyone works from the same private workspace, so every deal that leaves the office is screened to the same standard.
How it works
From statements to a submission-ready deal
Upload the merchant’s statements
Drop in the bank-statement PDFs — text-based or scanned, from any major US bank. MetrikData reads every transaction and daily balance and lets you correct anything before you analyze.
See the underwriting picture
Review true revenue, deposit volume, negative-balance and NSF days, and any existing MCA positions with estimated debt service — each number backed by the transactions behind it.
Submit with confidence
Pre-qualify on the spot, then export a clean PDF or CSV to send with the deal. The funder runs their own underwriting — you just made it easy to say yes.
FAQ
Common questions
Will this replace the funder’s underwriting?
No. MetrikData is a pre-submission check that helps you qualify merchants and package deals. It never approves or declines and never sets an advance amount — the funder runs their own underwriting and makes the final call.
Can I share a report with a funder?
Yes. You can export the underwriting picture as a PDF or CSV and send it alongside the deal, giving the funder a clean, evidence-backed summary instead of a raw pile of statements.
Does it work for all my merchants’ banks?
It reads statements from all major US banks — including Chase, Bank of America, Wells Fargo, Citi, U.S. Bank, PNC, Truist, Capital One, and TD Bank — plus regional and community banks, in both text-based and scanned PDFs.
Can my whole desk use it?
Yes. Paid plans support multiple team members with roles — owner, admin, analyst, and viewer — and higher tiers add more seats, so every rep on your desk can screen deals from the same private workspace.
Keep exploring
Related
Send your next deal in already qualified
Start free — your first 4 statement analyses are on us. No credit card required.