Pay for volume, not for seats
Every account starts with 10 free credits — no credit card required. Paid plans unlock monthly volume, team access, and API.
Credits are how analyses are counted. Most bank statements cost 1–2 credits. Long statements cost 3, and scanned or photographed statements cost 1 more because they take more work to read. Re-running the numbers on a statement you already analyzed is always free.
- 10 credits to start — yours to keep
- Single workspace owner
- Full underwriting report
- PDF and CSV export
- 75 credits per month
- Unlimited team members
- Saved cases and history
- Single-month underwriting reports
- Multi-month trend reports
- PDF and CSV exports
- Credit packs when you need more
- Email support
- Everything in Starter, plus:
- 275 credits per month
- Unlimited team members
- 15 statements analyzed at the same time
- Multi-month trend & comparison reports
- API access — runs on your plan credits
- Priority support
- Everything in Pro, plus:
- 700 credits per month
- Unlimited seats with roles & permissions
- 15 statements analyzed at the same time — a full batch in one go
- API access — runs on your plan credits
- Dedicated support
Need more than 700 credits a month, or an LOS integration? Talk to us about Enterprise →
Need more credits? Top up anytime.
Credit packs stack on any paid plan and never expire. Rates shown for Starter — higher tiers pay less per credit.
API access
Pipe MetrikData straight into your own stack. API calls draw on the same plan credits as the app — one balance, one bill — on Pro and Team.
Need more volume?
Custom credit volume, seats, full API, and terms — tailored to your workflow.
- Custom monthly volume
- Unlimited seats & roles
- Dedicated onboarding & CSM
Compare features
| Feature | Free Trial | Starter | Pro | Team |
|---|---|---|---|---|
| Credits | 10 to start | 75 / mo | 275 / mo | 700 / mo |
| Team members | 1 | Unlimited | Unlimited | Unlimited |
| Statements processed at once | 4 at a time | 4 at a time | 15 at a time | 15 at a time |
| PDF exports | ||||
| CSV exports | ||||
| Saved cases & history | ||||
| Multi-month trend reports | ||||
| Team roles & permissions | ||||
| API access | ||||
| Credit packs | ||||
| Support | Priority | Dedicated |
Pricing questions
What is a credit?
Credits are how analyses are counted. Most bank statements cost 1–2 credits. Long statements cost 3, and scanned or photographed statements cost 1 more because they take more work to read. Re-running the numbers on a statement you already analyzed is always free. One analysis is one bank statement run through MetrikData — extraction, stacking detection, burden, NSF, and the full report. A merchant with three monthly statements uses three analyses.
Why isn't API on Starter?
API access starts on Pro. The detection engine is the core of the product, so programmatic access is reserved for plans where it's used inside your own workflow rather than resold.
How does API billing work?
There is no separate API bill. API calls spend the same credits as the app, so a statement analyzed over the API costs exactly what it costs in MetrikData. When you need more volume, add a credit pack or move up a plan.
What happens when I run out of credits?
Buy a credit pack — 10, 25, 50 credits on Starter — that stacks on your plan and never expires, or move up a tier for more credits and a lower per-credit rate.
Does MetrikData make the funding decision?
No. MetrikData surfaces the numbers and the evidence behind them — it never approves, declines, or sizes an advance. The underwriting decision always stays with you.